Impacto del riesgo de bancarrota y la competencia en la rentabilidad del sistema bancario iraní utilizando el indicador BOONE: método generalizado de momentos

  • Reza Badirkhani University of Tehran
  • Dr. Vahid Majed University of Tehran
  • Dr. Sajad Faraji Dizaji University of Tehran
  • Dr. Seyed Mehdi Naji Esfahani University of Tehran
Palabras clave: Rentabilidad de los bancos, Competencia, Riesgo de quiebra, Datos del panel, Stata.

Resumen

El propósito de este estudio es investigar la cuestión de cómo es el impacto del riesgo de bancarrota y mejorar las condiciones competitivas en la rentabilidad de los bancos comerciales. Hemos estudiado la información del balance de 30 bancos comerciales, que incluyen todos los bancos iraníes, durante el período 2006-2017. En este documento, el indicador BOONE se utiliza para estimar la competencia, y para estimar la rentabilidad, se utilizan dos métodos de tasa de rendimiento del activo (ROTAB) y margen de interés neto (NIM). El método de análisis de datos en este estudio se basó en los mínimos cuadrados generalizados (GMM). Los resultados mostraron que en el método de la tasa de rendimiento, el impacto de la competencia en la rentabilidad de los bancos comerciales, tanto en el mercado de depósitos como en el mercado de ingresos sin intereses, fue inverso y significativo, y en el mercado de instalaciones, tiene un Impacto positivo y significativo en la rentabilidad de los bancos.

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Publicado
2019-09-30
Cómo citar
Reza Badirkhani, Dr. Vahid Majed, Dr. Sajad Faraji Dizaji, & Dr. Seyed Mehdi Naji Esfahani. (2019). Impacto del riesgo de bancarrota y la competencia en la rentabilidad del sistema bancario iraní utilizando el indicador BOONE: método generalizado de momentos. Religación. Revista De Ciencias Sociales Y Humanidades, 4(19), 949-958. Recuperado a partir de http://revista.religacion.com/index.php/about/article/view/722